Having a phobia is one of the many flaws that player characters can suffer from in The Coming. If it is difficult for a player to choose what type of phobia his character suffers from, then it might be a good idea to roll on the phobia table below. Having a phobia not only restricts your character depending on the context but it adds an extra layer when it comes to the role-playing element of the game.
I've been drafting up a 'Red Mist' that hangs over metropolis cities, increasing blood toxicity and causing phobias, hallucinations, lethargy, apathy, etc. - combated by drinking from a purified natural spring or herbalism. I will have to buy the coming and check it out.